Managing and transferring risk in the educational environment has increased in complexity in recent years. AHT helps our education clients anticipate and prepare for the unexpected. We collaborate with our clients to ensure their sustainability and viability by delivering timely risk and insurance advice.
We have wide-ranging expertise in the specific risk factors that schools and higher education clients face. Whether it’s Duty of Care for international travelers, keeping students safe on campus, or managing employment and tenure claims, AHT’s team of education experts is prepared to assist your organization.
WHO WE SERVE
Colleges & Universities
Private & Independent K-12 Schools
AHT’S EDUCATION TEAM MAKES THE GRADE
With clients ranging from large state university systems with thousands of students to boarding and private day schools, AHT has the proven experience to manage every institution’s unique culture and risk profile while understanding the common risk threads that tie them together.
PROACTIVE RISK MANAGEMENT
AHT’s education team keeps current with industry changes, both at a macro and micro level, to help schools evaluate the changing landscapes they face. Many brokers take a rudimentary approach to insurance procurement with minimal evaluation of coverage and carriers, pooled programs or, they tend to be reactive to risk exposures. Our proactive approach helps ensure our clients are in compliance and not unprepared should a claim arise.
TABLETOP EXERCISE FACILITATION
We facilitate tabletop exercises to help our clients envision and prepare for potential adverse incidents. This process helps clients organize their chain of command, identify appropriate points of contact and thoroughly understand how their insurance should respond to various events. Clients find this pre-incident planning exceptionally valuable.
AHT has a proprietary database of benchmarking information encompassing the buying decisions of many educational institutions. This information focuses on key areas of risk including management liability, cyber liability, fiduciary and crime and umbrella limits.
DUTY OF CARE
Our team has industry-leading expertise insuring educational institutions with overseas programs that send students and faculty abroad — giving peace of mind to the institution as well as the individuals and their families.
“AHT’s knowledge of schools, our legal environment and the insurance industry is in-depth. We view them as an extension of our team. They are proactive with solutions and alert us of development exposures. AHT even helps us with risk management, policy recommendations and loss control advice.”
AHT SCHOOL RISK REPORT:
Pollution Exposures in Private and Independent Schools
AHT SCHOOL RISK REPORT:
Cyber Liability in Private and Independent Schools
DID YOU KNOW?
AHT hosts a semi-annual Business Managers’ Roundtable event designed specifically for private school executives. Topics have included best practices for avoiding and addressing harassment, campus security and emergency planning.
Check out our upcoming events page for more details.
When a prominent, independent day school faced payment of a claim in excess of $2 million related to harassment charges by former employees, the insurance carrier initially offered to pay only 30% of the claim. AHT’s team of experts stepped in and, working with our client, we helped negotiate payment of 73% of the loss.