CONSTRUCTION
For contractors, the increasing complexity of risk can be a drag on profits as well as human capital and time management. Partnering with AHT as your outsourced risk management team will ensure your program is as efficient, cost effective and advanced.
Through years of practical experience and continuing education, our professionals have gained the in-depth knowledge required to identify and provide solutions for the exposures you face. They help you prioritize which exposures are essential, implement appropriate plans, consistently monitor your risk management program and make appropriate adjustments to ensure you get the results you need.
CONSTRUCTION RESOURCES
Every Step Counts
Ensuring Ladder Safety in the Workplace
WHY AHT FOR YOUR CONSTRUCTION NEEDS?
EXPERIENCE MATTERS
AHT has specialized in the construction industry for nearly 100 years and is dedicated to providing clients with the most up to date methods of construction risk management. Our construction professionals work across the country with general and subcontractors of all sizes as well as homebuilders and trade artisan contractors. AHT is licensed in every U.S. jurisdiction and represents every major construction insurance company.
PROGRESSIVE THINKING
AHT’s construction practice group utilizes the most advanced data analysis, benchmarking and industry relationships to achieve a cutting-edge approach to construction risk management. We will work side by side to prioritize exposures, implement new controls, continuously monitor your risk management program and adjust as needed using a results-driven approach. This includes a heavy focus on job-site safety, potential liabilities, claims advocacy and contract surety.
WHO WE SERVE
General Contractors of All Sizes
Subcontractors
Homebuilders
Artisan Contractors (plumbers, electricians, landscapers)
PRODUCTS FOR OUR CONSTRUCTION CLIENTS
Our experts in the construction space will provide tailored solutions for your business.
Aircraft
Benefits Services
Builder's Risk
Commercial Auto Liability & Physical Damage Including Nation Fleet
Commercial General Liability
Construction Managers E&O
Contractors Pollution Liability
Contractors Professional Liability
Design/ Build Liability
Directors & Officers Liability
Employment Practices Liability
Environmental Liability
Large Engineering & Construction (E&C) Firms
Fiduciary Liability for 401(k) & Profit Sharing Plans
Inland Marine
Installation Floater
International Exposures Including DBA
Pollution & Mold
Property
Subcontractor Default & Claims
Surety Bonds
Umbrella Liability
Workers Compensation
EDUCATION REDUCES RISK
To help you better assess your insurance needs, AHT provides educational programs designed to help minimize your exposure to risk, including:
Assuming risk
Construction Manager’s Errors & Omissions
Design/ Build Liability
Human Resource Compliance Check
Job Site Safety
TICOR – The Total Cost of Risk
Wrap Ups – OCIP & CCIP
Captives
Contractors Professional Liability
Directors & Officers Liability
Insurance 101
Mold Prevention, Remediation & Legal Consequences
Risk Mitigation for Workers Compensation, General Liability & Automobile
Stay Up to Date
Get the latest AHT and industry information, updates and news.
MASON AHT CONSTRUCTION PRACTICE
Workers’ Compensation
State laws create a compulsory requirement to insure your employees via a Workers’ Comp policy. We help our contractors understand the basis of cost, how to prepare for audits, and how to uncover added savings through safety programs.
Business Automobile
Trucks and other autos are vital to the operations of our contractor clients, and so is a well designed business auto policy. See how our approach to designing coverage – from single autos to fleets – can help keep things running.
Builders’ Risk
New construction and renovation projects create unique risks even in the short time that they are underway. With access to programs that are both affordable and robust in coverage, we’ve got contractors and homeowners covered.
Contractors and Subcontractors
As the flagship program of our construction industry services practice, we ensure that the subcontractors of our GC’s are insured properly and at a fair price. We aim for overall value, and that helps the bottom line for everyone on the job.
General Liability
The cornerstone of any insurance program tends to be the general liability policy. Here, you’ll find coverage for damage to others’ property as well as bodily injury to others. It’s essential coverage that provides peace of mind.
Tools & Equipment
Your collection of tools and equipment are critical to moving the job along. But when the right tool for the job comes up missing or lost, progress can grind to a halt. See how easy it is to guard against this risk.
CLIENT SUCCESS
A large national construction company was interviewing for a new broker and invited AHT to review their program. Through diligent work by the AHT internal audit team, we learned that the company could save $750,000 in annual premium by assuming an acceptable amount of risk and adjusting deductible. AHT proposed a superior risk management program and the contractor has saved almost $2.3 million over the past 4 years. The company is now one of AHT’s largest construction clients.
CONSTRUCTION PROFESSIONALS
