+1 800.648.4807

FARM & EQUINE

AHT’s history and headquarters location, in Virginia horse country since 1921, has uniquely positioned us to hone our expertise in farm and equine insurance. AHT has been a trusted broker for generations of families.

We have a broker relationship with an extensive list of insurance companies to tailor coverage to your needs. We can insure a condo in the city, farm in the country, watercraft or horse. Our farm and equine professionals are here to help protect what matters most to you and provide risk management plans to defend your family assets from lawsuits.

States

Countries

OUR FARM & EQUINE PROFESSIONALS SERVE:

N

Thousands of horses all over the world and their international travel insurance needs for mortality and major medical

N

The homeowner with multiple properties across the country with various ownership entities and operations from horses to boats

N

Independent equine businesses that have a need for liability, worker’s comp, auto and much more

N

The family office that manages a wide variety of assets of multiple family members and generation layers

N

Commercial farms for equine, cattle, cash crop, vineyards — the entire package

N

The homeowner with a great view out their window and no sidewalk in front

N

The property owner with all their buildings, equipment, livestock and operations

OUR FARM & EQUINE PROFESSIONALS SERVE:

N

Thousands of horses all over the world and their international travel insurance needs for mortality and major medical

N

The homeowner with multiple properties across the country with various ownership entities and operations from horses to boats

N

Independent equine businesses that have a need for liability, worker’s comp, auto and much more

N

The family office that manages a wide variety of assets of multiple family members and generation layers

N

Commercial farms for equine, cattle, cash crop, vineyards — the entire package

N

The homeowner with a great view out their window and no sidewalk in front

N

The property owner with all their buildings, equipment, livestock and operations

DID YOU KNOW?

The Director of the Farm & Equine division, Tara Trout, serves on the Board of Directors for the Upperville Colt & Horse show, is the chair for the farm and ranch insurance coverage committee for RiskProNet Interntional, serves on the agency council of Loudoun Mutual Insurance Company and Foxhunts with Orange County Hounds of Middleburg, Virginia. Tara has earned her designations as Certified Insurance Counselor and Agribusiness Farm Insurance Specialist.

WHY AHT FOR YOUR FARM & EQUINE NEEDS?

We specialize in providing insurance solutions for the unique farm and equine lifestyle — one requiring a full review from an experienced broker who can work with you and your trusted advisors to solve your needs. Our experts will provide an in-depth needs analysis, implement loss prevention strategies surrounding property and liability exposures and continually review your insurance program for broad coverage and competitive pricing.

OUR EXPERIENCE PROTECTS YOUR ASSETS BEST

  • From the family horses to those competing in the Olympics
  • From the larger parcel of land with the high-valued main home to tenant houses, stables and barns
  • From the equipment and equine operations to trainer’s liability and workers compensation
  • From tenant cash crop to personal and business auto
  • From trusts and LLCs to personal forms of ownership

UNDERSTANDING THE UNIQUE COVERAGE YOU NEED

  • Horse insurance with mortality, major medical coverage and international transit
  • Farm insurance- the entire complex package no detail overlooked, including auto, workers comp, excess and various entities of ownership
  • Home insurance – the entire package including auto, excess and valuables
  • The independent equine business, from training, boarding, sales, lessons, etc.
  • Builders risk, when you are building your dream home or farm buildings
  • Watercraft, aircraft, jet skis, recreational vehicles, golf carts, dirt bikes, etc.
  • Horse shows, non-profits, clinics, feed stores, tack stores and ag-retail
  • Syndicates that own horses have unique needs for liability and value of horses

AHT PROUDLY SPONSORS THESE EVENTS & MORE:

“Tara Trout is my advocate, and I trust my family and my horses with her. She makes sure the carriers take good care of us in a claim. She also meets with our advisors on a regular basis – estate attorney, wealth manager, accountant, to make sure we are accurate in our insurance program. When we are planning things out, we talk to Tara.”

CLIENT SUCCESS

A family had a house in the city and purchased a weekend farm in the country in another state with ownership as an LLC. Before long, there were several horses on the farm, a riding instructor, truck, trailer, boarders and staff. Their current carrier non-renewed their coverage. We were able to provide the solution for their high-valued home and personal lines package in the city, the farm, the farm auto, the horse insurance, worker’s comp, separate coverage for the trainer and met with their attorney and wealth manager to confirm all gaps of coverage were closed and no duplication for cost effectiveness. We solved everything, including the coastal property they recently bought with the boat and jet skis in another state. We have a team designated specifically for their account to help them with their insurance needs, not a call center.

Talk to Our Farm & Equine Professionals

Contact Us