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INTERNATIONAL PROPERTY & CASUALTY

Organizations often say “our people are our greatest asset.” At AHT, we’ve shaped our international practice around helping organizations safeguard travelers and internationally assigned personnel in an increasingly uncertain environment. We focus specifically on the intersection of policies and procedures related to safety and security, insurance and emergency assistance to make sure headquarters staff and travelers clearly understand what to do in the event of a critical incident overseas.

EXPERIENCE MATTERS

From Afghanistan to Zimbabwe, AHT’s experience delivering solutions in over 164 countries enables us to understand the unique challenges facing organizations operating internationally.

  • Volatile political environments
  • Safety and security issues
  • Shifting regulatory environments
  • Unclear legal structures
  • Natural disasters
  • Byzantine tax laws

UNDERSTAND THE LANDSCAPE

To successfully navigate the international risk landscape, organizations need an experienced risk management partner to help develop and maintain systems and resources tailored to their risk exposure. AHT’s approach allows us to ensure organizations are prepared to address their known exposure and help identify and anticipate future exposures. This allows us to minimize the impact and risk faced by our clients in a rapidly changing environment.

FULL COVERAGE

AHT is fully equipped to expertly guide your company through the insurance and risk management challenges of doing business internationally. AHT has the ability to customize and implement programs including all lines of coverage and program design for an organization’s property and casualty and employee benefit needs, regardless of location or category of employee.

GLOBAL INTEGRATION

We work with clients to carefully analyze risk exposures to determine the appropriate package of localized coverages and ensure the total insurance program is globally integrated — eliminating gaps in coverage and reducing inefficiencies. Our experience in this arena has also led us to cultivate a highly effective and efficient service model which leverages some of the best broker networks and insurance company assets in the world. We can be selective and use resources that best match the service needs of our clients.

NGO & INTERNATIONAL AID ORGANIZATIONS

With NGO clients operating in over 80 countries, AHT has proven experience supporting risk management in the world’s most challenging environments.

PRODUCTS AND SERVICES

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Auto Physical Damage and Excess Liability

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Bonds

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Business Income

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Business Travel Accident

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Cargo

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Control Master Program (CMP)

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Crime

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Cyber

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DBA Workers Compensation

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Duty of Care Risk Management Services

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Errors and Omissions

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Foreign Voluntary Workers Compensation

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General Liability

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Kidnap and Ransom

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Local Placements

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Management and Employers Liability

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Trade Credit

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Property

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Political Risk and/or Political Violence

OUR IMPLEMENTATION PROCESS

AHT’s approach is a four-phase process. The phases allow us to understand the client operations, risk tolerance, risk mitigation strategies and strategic initiatives. This enables us to craft a customized insurance program and provide recommendation,s based upon our client’s operational profile, and ensure critical resources are enabled to respond to client needs effectively.

OUR NETWORKS

AHT can deliver unique and customized solutions due to the strength of our international networks. With our networks writing $35 billion USD in annualized premiums, we have the purchasing power to obtain the most competitive terms and conditions in the market.

AHT is also a proud member of the WorldWide Broker Network (WBN) – the largest network of independently and managed firms dedicated to cross-border collaboration on behalf of clients:

Independent Brokers

Professionals Employed

Continents

Independent Brokers

Countries

Billion $ written in annual premium

NOTABLE SUCCESSES ⇓

Delivered global property, liability and employee accident coverage for a diverse range of clients from a wireless telecom operation with $850 million in assets in Latin America to a US Government contractor with a payroll of $300 million in Iraq and Afghanistan.

Harmonized business travel accident, out of country medical, expatriate medical and other insurance programs for a large global NGO to support the onboarding of leading global medical and security assistance providers.

Worked with underwriter to draft policy language that more accurately reflected the triggers for political risk insurance for an NGO client operating in various high-risk environments globally.

Secured coverage for large election missions to support democracy development programs in Afghanistan, Sudan, Ukraine and many other countries around the world.

Placed global property and liability insurances for a healthcare organization with total assets of $600 million in Southeast Asia.

Assisted in placing global directors and officer’s liability insurance and errors and omissions insurance programs for a leading online search engine focused exclusively on India.

Delivered global property, liability and employee accident coverage for a diverse range of clients from a wireless telecom operation with $850 million in assets in Latin America to a US Government contractor with a payroll of $300 million in Iraq and Afghanistan.

Harmonized business travel accident, out of country medical, expatriate medical and other insurance programs for a large global NGO to support the onboarding of leading global medical and security assistance providers.

Secured coverage for large election missions to support democracy development programs in Afghanistan, Sudan, Ukraine and many other countries around the world.

Worked with underwriter to draft policy language that more accurately reflected the triggers for political risk insurance for an NGO client operating in various high-risk environments globally.

Placed global property and liability insurances for a healthcare organization with total assets of $600 million in Southeast Asia.

Assisted in placing global directors and officer’s liability insurance and errors and omissions insurance programs for a leading online search engine focused exclusively on India.

“The Solidarity Center is grateful that AHT provides duty of care expertise by a recognized leader in our international non-profit community. Joe Gleason was always willing to share his expertise in security and risk mitigation with other InsideNGO organizations. Since joining AHT, Joe has proactively offered his help with multiple duty of care documents and processes. His guidance is particularly relevant thanks to his experience with an international nonprofit organization that does democracy work. The only thing about Joe that is more outstanding than his knowledge of the subject matter is his genuine desire to be helpful.”

Director of Operations, The Solidarity Center

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