INTERNATIONAL EMPLOYEE BENEFITS
Whether you are a multinational business or a company with employees who travel internationally as expatriates, you will face unique employee benefit challenges. AHT’s international team has extensive experience designing and implementing comprehensive, balanced international employee benefits programs to ensure your organization, and the people working for you, are protected.
DID YOU KNOW?
The types of coverage needed varies greatly depending on an employee’s classification. Our international employee benefits professionals have an in-depth understanding of the various classifications of employees and the coverage required to suit the needs of individuals, as well as meet the organization’s objectives. Offering the proper coverage, whether for expatriates or local nationals, can be a key factor in attracting and retaining top talent for your organization — and protecting them when the worst case scenario arises.
WHY AHT FOR YOUR INTERNATIONAL EMPLOYEE BENEFITS PROGRAM NEEDS?
NAVIGATING THE COMPLEXITY
Employee benefit considerations, when employees are traveling internationally for business or they are permanently located internationally (six months or greater), are complicated and decisions of coverage are driven by many factors. Many organizations lack a clear understanding of the classification of employees, the local requirements, culture and quality of medical care available when developing an international employee welfare program. Our team is immersed in this world – the changes, the nuances, the unknown to most – and helps organizations navigate the decisions that need to be made.
UNDERSTANDING THE TRENDS
Our team is proactive in identifying trends and staying on top of updates, from policy to changing cultural climate, affecting employees and organizations operating internationally. We offer our NGO and international aid organization clients access to our exclusive, yearly, peer data report about risk management and insurance — the first of this nature to be published.
OUR IMPLEMENTATION PROCESS
AHT’s approach is a four-phase process. The phases allow us to understand the client operations, risk tolerance, risk mitigation strategies and strategic initiatives. This enables us to craft a customized insurance program and provide recommendations based upon our client’s operational profile and ensure critical resources are enabled to respond to client needs effectively.
OUR INTERNATIONAL PRACTICE SPECIALISTS
AHT’s international practice specialists offer a wide range of support – from education, strategic consulting and brokerage services to comprehensive global benefits duty of care management. They will:
Provide Information and Benchmarking about Local Programs
Ensure Compliance and Competitiveness
Coordinate Benefits within and Across Countries
Leverage Our Worldwide Broker Network Membership
AHT can deliver unique and customized solutions due to the strength of our international networks. With our networks writing $35 billion USD in annualized premiums, we have the purchasing power to obtain the most competitive terms and conditions in the market. AHT is also a proud member of the WorldWide Broker Network (WBN).