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What is Long-Term Care?

What is Long-Term Care Insurance?

 

Long-Term Care (LTC) generally refers to the care needed for those requiring assistance with basic daily activities or due to cognitive impairment for both shorter and longer periods of time. 

%

Long-term care that is provided to individuals under the age of 65*

%

Individuals who will need long-term care after the age of 65*

Caregiver total lost wages, pension, and social security benefits*

Lifetime lost wages, retirement savings, and social security for female caregivers.*

*MetLife’s study on working caregivers

 

MYTH:  

Medicare does not pay for extended LTC and many assume that they can self-insure, despite the growing and prohibitive costs of such care. Ask us about more myths and misconceptions to help make your decision process easier. 

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What is Long-Term Care?