An essential part of sound financial planning

Life insurance is instrumental in preventing the need for your dependents to make drastic changes after your death. With life insurance you can provide tax free death benefits to your financial dependents in the event of your death so you know your loved ones will be taken care of. The money received by your dependents from your life insurance can be used however they choose, including to:

• Pay your last expenses
• Replace your income and maintain the family's standard of living
• Ensure a child's future expenses such as college
• Provide supplemental retirement income to your spouse or partner
• Provide funds to help settle an estate

The life insurance policy that is right for you depends on many factors including your budget, the amount of coverage you need, and the length of time you'd like to be covered. AH&T can discuss the benefits of each type of policy with you to help you determine the best one for your needs.

More information and additional life insurance resources can be found at www.ahtlife.com.

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