Comprehensive, cost-effective construction risk management

Contractors build everything imaginable, but they don't always build-in enough time for themselves to assess their risk exposure. That's where AHT comes in.

AHT works with general contractors of all sizes and subcontractors, as well as homebuilders and trade artisan contractors including plumbers, electricians, and landscapers. We're licensed in every US jurisdiction and represent every major construction insurance company. We bring to bear the knowledge we have gained through practical experience and rigorous continuing education to identify the exposures you face daily.

We'll help you prioritize which exposures are essential, implement appropriate treatments, consistently monitor your risk management program and make appropriate adjustments to ensure you get the results you need. We offer a full suite of insurance products as well as educational programming to ensure that your risk exposures are effectively minimized and managed well.



  • Aircraft
  • Benefits services
  • Builder's risk
  • Business vehicle liability and physical damage
  • Commercial general liability
  • Construction managers E&O
  • Contractors pollution liability
  • Contractors professional liability
  • Design/build liability
  • Directors & officers liability
  • Employment practices liability
  • Environmental liability
  • Fiduciary liability for 401(k) and profit sharing plans
  • Inland marine
  • Installation floater
  • Mold
  • Property
  • Subguard
  • Surety bonds
  • Umbrella liability
  • Workers comp

Education Programs Reduce Risks

To help you better assess your insurance needs, AHT also helps you minimize your exposure to risks by providing educational programs including:

  • Assuming risk
  • Captives
  • Construction manager's errors & omissions
  • Contractors professional liability
  • Design/build liability
  • Directors & officers liability
  • Human resource compliance check
  • Insurance 101
  • Mold prevention, remediation and legal consequences
  • Risk mitigation for workers compensation, general liability and automobile
  • TICOR – The total cost of risk
  • Wrap ups - OCIP and CCIP

For more information, please contact the AHT construction team.