[T028]

threshold level
This term applies to no-fault automobile liability provisions. No-fault was designed to reduce the time and litigation involved when two or more parties are involved in an auto accident by providing coverage with the insured's own insurer, regardless of who was actually at fault in the accident. Some states have a modified no-fault to allow an insured to take legal action against the negligent party who caused the accident when the accident exceeds a specified amount called the threshold level, or when serious bodily injury, disfigurement or death occurs. The threshold level is different by jurisdiction.