[L001]

landlords protective liability
If an owner of a property leases the entire premises to others who assume full control, the chance of being held liable for accidents occurring on the premises is diminished. The owner can insure the liability as "landlords protective liability," at lesser rates than for the normal owner's, landlord's, and tenant's form of policy. This type of policy is rarely requested or used since the advent of the commercial general liability and the use of additional insured endorsements.