[I026]

incontestable clause
A clause in many life and health policies that sets a time period (two years is common) in the contract during which the insurer has to investigate and determine any grounds for voiding or contesting coverage because of facts or material provided by the insured in the application. Once the policy has been in effect past the stated period, the insurer no longer has the right to deny or contest any claim or loss, or void coverage based on the statements or material facts from the application.