[I025]

incidental medical malpractice liability
For those insureds who have a medical professional exposure for operations that are incidental to but not the major function of their business, malpractice insurance is available to protect for injury caused by the rendering or failing to render of those medical services. This coverage was not designed to protect hospitals, clinics or other health care service providers. One common example of an incidental medical exposure that would be covered by this liability protection is a nurse or first-aid provider at a school.